TAMWILCOM, a Moroccan public institution, has launched the "Tournée des Territoires" initiative in Tangier, marking the beginning of a series of regional visits. This move is part of its JOSSOUR 2030 strategic plan for 2026-2030, focusing on greater territorial impact and engagement with economic actors. The initiative aims to strengthen dialogue with regional stakeholders, explain its guarantee and financing mechanisms, and tailor solutions to local business needs.
During the Tangier stop, TAMWILCOM introduced a new co-financing offer developed with banking institutions. This offer targets three priority categories: women business owners, Moroccans living abroad with investment projects, and companies pursuing green and sustainable investments. Eligible beneficiaries can access financing at preferential rates, providing more favorable conditions for their investment projects. TAMWILCOM will present the offer, its terms, and benefits during meetings with companies.
The new initiative follows a successful first half of 2026 for TAMWILCOM. The institution mobilized MAD 23.9 billion ($2.47 billion) in financing during the first six months of the year. Its commitments reached MAD 14.7 billion ($1.52 billion) across more than 31,500 credit operations. Businesses accounted for nearly 26,000 of those operations, with microenterprises and small businesses among the main beneficiaries.
Private companies remained at the center of TAMWILCOM's activity, with guarantees helping mobilize nearly MAD 20 billion ($2.07 billion) in corporate loans. The institution recorded MAD 11.5 billion ($1.19 billion) in commitments in this area. Through Damane Express, TAMWILCOM guaranteed more than 20,000 loans worth MAD 2.7 billion ($278.8 million) for microenterprises and very small businesses.
TAMWILCOM's Damane Atassyir mechanism helped mobilize MAD 14.5 billion ($1.50 billion) in working-capital credit, while TAMWILCOM commitments reached MAD 7.9 billion ($815.9 million). Damane Istitmar, which supports business investment, covered MAD 2.4 billion ($247.9 million) in loans, with commitments reaching MAD 1.3 billion ($134.3 million). The institution also recorded growth through DAAMA TAMWIL, its participatory finance window.
DAAMA TAMWIL provided more than MAD 400 million ($41.3 million) in business financing during the first half, marking a 72% increase from the same period in 2025. TAMWILCOM also provided guarantees for financing instruments raised by public establishments and enterprises from domestic and international lenders, generating MAD 2 billion ($206.6 million) in commitments. The institution's financial results for the six months ending June 30 showed net banking income of MAD 413 million ($42.7 million) and net income of MAD 198 million ($20.5 million).
After Tangier, the "Tournée des Territoires" will continue through 10 other regions, with meetings planned for banking institutions and businesses. TAMWILCOM will also introduce regional awards for its best financial partners during the tour. The awards recognize partners' contribution to mobilizing TAMWILCOM guarantee mechanisms and supporting businesses with their projects.
Key points
- TAMWILCOM launched a new co-financing offer targeting women business owners, Moroccans living abroad, and companies pursuing green investments.
- The institution mobilized MAD 23.9 billion ($2.47 billion) in financing during the first six months of 2026.
- The "Tournée des Territoires" initiative will visit 10 other regions to meet financial partners and businesses.
