The Egyptian government has introduced new regulations to manage the payment of allowances to dependents of lost insured individuals or pensioners. According to the executive regulations of the Social Insurance and Pension Law, conditions and procedures for granting loss allowances have been established. These regulations aim to provide financial support to dependents of individuals who have gone missing. The law specifies that the allowance will be paid from the first month of the loss.
In cases where an insured individual goes missing, the allowance is determined based on the death pension stipulated in the old-age, disability, and death insurance. If the insured individual disappeared while performing work, the death pension stipulated in the work injury insurance is added to this. The allowance is increased by annual increments stipulated for the pension. For missing pensioners, the allowance is estimated at the value of the pension they were entitled to at the time of their disappearance.
To verify the disappearance of an insured individual or pensioner, specific documents must be submitted. These include a formal copy of the police report on the disappearance, a statement from the police department confirming that the missing person was not found within three months of the report, and a certified certificate from the workplace detailing the type of work being performed if the disappearance occurred during work.
According to the regulations, the allowance for loss is paid to eligible pensioners under the assumption that the insured individual or pensioner has died. The provisions applicable to pensions also apply to this allowance. The allowance is paid for a period of four years from the date of disappearance or until the actual or presumed death is confirmed, whichever comes first.
After confirming the actual or presumed death, or after four years from the date of disappearance, the date of disappearance is considered the end of service. The eligible individuals are determined as of the date of confirmation of actual or presumed death or the lapse of four years from the date of disappearance. The allowance continues to be paid as a pension and is distributed to eligible individuals.
For insured individuals, other insurance rights, such as bonuses and additional compensation, are calculated as of the date of disappearance and distributed to eligible individuals. For pensioners, the death grant is calculated as of the date of disappearance and paid to eligible individuals. However, funeral expenses are not paid if the body of the pensioner is not found.
The new regulations aim to provide financial support to dependents of lost insured individuals or pensioners while ensuring that the necessary documentation and verification procedures are followed. The regulations also clarify the calculation and distribution of insurance rights and benefits in such cases. The changes are expected to have a positive impact on the lives of those affected by the disappearance of their loved ones.
Key points
- The Egyptian government has established new regulations for providing monthly allowances to dependents of lost insured individuals or pensioners.
- The allowance is paid for a period of four years from the date of disappearance or until the actual or presumed death is confirmed.
- The regulations also clarify the calculation and distribution of insurance rights and benefits in cases of disappearance.
