The Tunisian banking and financial council has announced that the registration platform for the 'Loan of Honor' will be launched on Thursday. This new financing mechanism was established by decree number 148 of 2026, dated July 23, 2026, which aims to reform banking facilities and the check system. The 'Loan of Honor' is designed to provide financial support to a wide range of individuals, small project owners, small and medium-sized enterprises, and civil companies.
According to the council, the 'Loan of Honor' offers several benefits, including zero interest rates and no complex guarantees. The loan amounts vary depending on the nature of the activity and the needs of the beneficiaries. Individuals can receive financing of up to 5,000 dinars to meet personal and consumer expenses. Small project owners can obtain financing of up to 10,000 dinars to support their professional activities.
The council has also clarified that small and medium-sized enterprises, as well as civil companies, can receive loans of up to 25,000 dinars to strengthen their financial balances and support their investment programs. The 'Loan of Honor' system is based on a set of direct facilities aimed at facilitating access to financing, including a zero interest rate and full exemption from bank interest and file study fees or additional commissions.
In addition to the financial benefits, the 'Loan of Honor' system also offers flexible repayment terms. The repayment period can extend up to two years, with a possible six-month grace period. The banking institutions are committed to responding to loan requests within a period not exceeding 10 working days from the date of submission, with a written explanation in case of refusal.
The council has also emphasized that the processing of files will be based on the principle of 'priority according to registration precedence' through a dedicated electronic platform. All banks are required to launch and operate this platform starting from October 1, 2026, to ensure transparency and equal opportunities for all applicants.
The 'Loan of Honor' platform is expected to provide financial support to a wide range of Tunisians, including individuals and small businesses. The council's efforts aim to facilitate access to financing and promote economic growth in the country. The launch of the platform is seen as a positive step towards supporting entrepreneurship and job creation.
The Tunisian government has been taking steps to promote economic growth and support entrepreneurship. The launch of the 'Loan of Honor' platform is part of these efforts, aimed at providing financial support to individuals and small businesses. The platform is expected to have a positive impact on the economy and help stimulate growth.
Key points
- The 'Loan of Honor' platform offers financial support with zero interest rates and no complex guarantees.
- The platform provides loans of up to 5,000 dinars for individuals and up to 25,000 dinars for small and medium-sized enterprises.
- The repayment period can extend up to two years, with a possible six-month grace period.
