The Beninese government has officially launched ASA Connect, a digital platform for car insurance, in a bid to modernize the sector and improve services offered to policyholders. The platform was launched on November 10, 2026, in Cotonou, by Nicolas Yenoussi, representing the Ministry of Economy and Finance. ASA Connect is an initiative of the Association of Insurance Companies of Benin (ASA Benin), which aims to centralize operations and provide a shared digital device for insurance companies operating in the national market.
ASA Connect allows for the centralization of tariffing, subscription, registration, and delivery of car insurance attestations. According to Gaston de Souza, Vice President of ASA Benin, the platform goes beyond simple technological innovation, representing a collective will to modernize the market and improve services offered to policyholders. The platform aims to limit under-tarification practices, better control contracts, and secure the collection of fiscal revenues related to this branch.
The platform has been operational since October 1, 2026, and has already recorded encouraging results. In just 40 days of operation, over 8,000 contracts have been issued, generating a turnover of over 340 million FCFA and collecting over 74 million FCFA in taxes. These results are significant in a market where car insurance represents a major branch, generating around 17.23 billion FCFA in premiums in 2025, or nearly 28% of non-life insurance.
The authorities consider ASA Connect as a first step towards a wider digitalization of insurance services. Nicolas Yenoussi has invited insurance companies to accelerate the digital transformation of their services in 2027, particularly in health, transport, and life insurance branches. The goal is to allow policyholders to subscribe to contracts, make payments, consult guarantees, and declare and follow claims directly from their phones.
However, the representative of the government recalled the requirements accompanying this evolution, including cybersecurity, personal data protection, transaction reliability, and service continuity. With ASA Connect, Beninese insurers have taken a significant step in their digital transformation. The real challenge will now be to make this tool an accessible, reliable, and widely adopted service.
The success of ASA Connect depends on its adoption by policyholders and insurance companies. The platform's ability to provide a secure and efficient service will be crucial in achieving this goal. The Beninese government and insurance companies will need to work together to promote the platform and address any challenges that may arise.
The launch of ASA Connect marks a significant milestone in the digitalization of the insurance sector in Benin. The platform has the potential to improve the efficiency and transparency of car insurance services, and its success could pave the way for further digitalization in the sector. Key points include the platform's ability to centralize operations, limit under-tarification practices, and secure fiscal revenues.
Key points
- The platform has issued over 8,000 contracts and collected over 74 million FCFA in taxes in just 40 days of operation.
- The authorities aim to extend digitalization to other insurance branches, including health, transport, and life insurance.
- The platform's success depends on its adoption by policyholders and insurance companies, as well as its ability to provide a secure and efficient service.
