According to the Central Bank of Tunisia's annual report on banking supervision for 2025, the number of bank accounts in Tunisia decreased by 1.8% in 2025 compared to 2024, reaching 10.5 million accounts. This decline is noted in the report released on Wednesday. The report provides an overview of the banking sector's performance in 2025, highlighting various trends and changes.
In contrast to the decline in bank accounts, the number of bank cards in Tunisia saw an increase of 7.3% in 2025, reaching 5.9 million cards. This growth indicates a rising trend in the use of bank cards for transactions. The Central Bank's report attributes this growth to the increasing adoption of digital payment methods and the expansion of banking services.
The number of cash dispensers in Tunisia remained stable in 2025, standing at 3.3 thousand dispensers. This stability suggests that the banking sector has maintained its infrastructure for providing cash services to customers. However, the report notes that the number of bank branches increased from 2064 in 2024 to 2081 in 2025, indicating a slight expansion of banking services.
The increase in bank branches means that there is now one branch for every 5754 inhabitants, compared to one branch for every 5759 inhabitants in 2024. This slight improvement in the availability of banking services is a positive trend for the sector. The report also notes that the network of non-resident banks remained unchanged, with 13 bank branches distributed across the Greater Tunis area, the Central East, and the Northeast.
The network of financial leasing institutions also saw no changes, with 69 branches operating in 2025. Additionally, the payment institution network comprised 3629 points of sale at the end of 2025, with a significant concentration in the Greater Tunis area (29%) and the Central East (19%). This concentration highlights the need for expanding payment services to other regions.
The total number of banks and financial institutions in Tunisia remained unchanged in 2025 compared to 2024, standing at 47 institutions. These include 29 licensed banks and 18 financial institutions. The breakdown shows that there are 22 resident banks and 7 non-resident banks operating in the country. This stability in the number of institutions suggests a consistent banking landscape.
The Central Bank of Tunisia's report provides valuable insights into the country's banking sector, highlighting trends in bank accounts, cards, branches, and institutions. The data suggests a mixed performance, with declines in bank accounts but growth in bank cards and a stable network of cash dispensers. The report's findings will inform policy decisions and strategic planning for the sector.
Key points
- The number of bank accounts in Tunisia decreased by 1.8% in 2025, reaching 10.5 million.
- The number of bank cards in Tunisia increased by 7.3% in 2025, reaching 5.9 million.
- The total number of banks and financial institutions in Tunisia remained unchanged in 2025, standing at 47 institutions.
