Tamwilcom, a Moroccan public financial institution regulated by banking law, has mobilized 23.9 billion dirhams (MMDH) in financing as of June 2026. This includes 14.7 MMDH in commitments for over 31,500 credit operations. The primary beneficiaries of these operations are enterprises, with 26,000 operations. According to Tamwilcom, these results reflect the institution's contribution to access to financing, in line with its strategic roadmap Jossour 2030.
The institution's guarantee activity for private enterprises has enabled the mobilization of nearly 20 MMDH in credits during the first half of 2026. The commitments in this framework have reached 11.5 MMDH. Small and medium-sized enterprises (SMEs) and micro-enterprises constitute an important component of this intervention. Through Damane Express, over 20,000 credits have been guaranteed, representing a volume of credits of 2.7 MMDH.
Financing for SMEs remains a major axis for Tamwilcom. The Damane Atassyir mechanism, dedicated to guaranteeing operating credits, has enabled the mobilization of 14.5 MMDH in credits during the period. Corresponding commitments have reached 7.9 MMDH. The financing of enterprises' investments has also been supported through Damane Istitmar, which has covered 2.4 MMDH in credits, with 1.3 MMDH in commitments.
Tamwilcom has also continued its intervention in favor of public establishments and enterprises through the guarantee of financing instruments mobilized from national and international lenders. This has reached 2 MMDH in commitments during the first half of 2026. The participatory window Daama Tamwil has also shown sustained growth, with a volume of financing of over 400 million dirhams (MDH) in favor of enterprises, representing a 72% increase compared to the first half of 2025.
The Board of Directors of Tamwilcom has examined the accounts as of June 30, 2026, which show a net banking product of 413 MDH and a net result of 198 MDH. The meeting was also devoted to the approval of the budget for the 2027 financial year. The institution's results reflect its efforts to support the Moroccan economy, particularly in the areas of enterprise financing and job creation.
The financing operations carried out by Tamwilcom have a significant impact on the Moroccan economy. The institution's interventions aim to support economic growth and job creation, in line with the strategic orientations of the Moroccan government. The results obtained by Tamwilcom during the first half of 2026 reflect its commitment to supporting enterprises and promoting economic development.
The President of Tamwilcom has expressed satisfaction with the institution's results, which reflect its contribution to the access to financing of various economic sectors. The institution's strategic roadmap Jossour 2030 aims to strengthen its interventions in favor of enterprises and promote economic growth. The mobilization of 23.9 MMDH in financing during the first half of 2026 is a significant achievement for Tamwilcom.
Key points
- Tamwilcom has mobilized 23.9 billion dirhams in financing for various sectors during the first half of 2026.
- The institution's guarantee activity has enabled the mobilization of nearly 20 MMDH in credits for private enterprises.
- Tamwilcom has continued its intervention in favor of public establishments and enterprises through the guarantee of financing instruments.
