The National Homeownership Fund (NHF) is hosting a two-day National Conference on Housing Finance from October 7 to 8, 2026, at the Mövenpick Ambassador Hotel in Accra. The conference, themed “Adequate Housing for All: Innovative Financing for Ghana's Housing Future,” will bring together stakeholders from government, financial institutions, and the private sector. Discussions will focus on practical and sustainable financing options to improve access to affordable housing for Ghanaians.
President John Dramani Mahama will serve as Guest of Honour and deliver the keynote address at the opening session on October 7. The conference addresses persistent challenges in Ghana’s housing sector, including rising construction costs and high mortgage rates. Organisers aim to examine ways to mobilise and deploy capital more effectively to increase housing opportunities, particularly for low- and middle-income households.
The conference is being organised in collaboration with several government ministries and institutions, including the Ministry of Finance and the Bank of Ghana. Financial institutions, labour unions, and private sector stakeholders are also expected to participate. Participants will assess the current state of Ghana’s housing finance ecosystem and explore innovative approaches to expand access to sustainable and affordable housing finance.
The conference coincides with Ghana's commemoration of World Habitat Day 2026. World Habitat Day is observed annually to draw attention to the state of human settlements and highlight the importance of adequate housing as a component of inclusive and sustainable development. The 2026 National Conference on Housing Finance aims to translate this principle into practical action.
The National Homeownership Fund is a government-backed housing finance institution established to support access to affordable homeownership. Through partnerships with government agencies and financial institutions, the NHF seeks to develop sustainable financing solutions aimed at making homeownership more accessible to Ghanaians. The conference will provide stakeholders with an opportunity to identify actionable financing solutions and institutional reforms.
The conference is expected to conclude with a policy outcomes communiqué containing recommendations to guide future policy development and resource mobilisation within the housing sector. This will help influence the future of housing in Ghana by strengthening institutions, systems, and financing mechanisms required to expand access to adequate and affordable housing.
Key stakeholders, including President Mahama and representatives from various government ministries and financial institutions, will drive discussions on innovative financing solutions for Ghana's housing sector. The event will foster collaboration and partnership to address the country's housing challenges and promote sustainable development.
Key points
- President John Dramani Mahama will deliver the keynote address at the National Conference on Housing Finance.
- The conference aims to explore innovative financing solutions to improve access to affordable housing for Ghanaians.
- The event is being organised in collaboration with several government ministries and institutions.
