The electronic payment system in Algeria has continued to expand, with notable increases in the number of payment cards, electronic payment terminals (TPEs), and online commerce platforms. According to data presented by the Economic Interest Grouping for Monetary Affairs (GIE Monétique) on October 1, 2026, the number of payment cards in circulation reached approximately 23 million by the end of August 2026. This represents an increase of over 8% compared to December 2025.
The majority of these payment cards are concentrated with Algérie Poste, which has around 19 million Edahabia cards. Banks, on the other hand, have more than 4 million interbank CIB cards. The growth in payment cards is a significant indicator of the increasing adoption of electronic payments in Algeria. The GIE Monétique's data highlights the progress made in promoting digital transactions in the country.
The number of TPEs has also seen a substantial increase, rising from 78,000 in December 2025 to 126,000 by August 2026. This growth has been accompanied by a significant increase in the use of TPEs, with the value of transactions conducted through these terminals rising by 165% during the same period. The increasing availability of TPEs has enabled merchants and service providers to offer customers more convenient payment options.
The e-commerce sector has also experienced significant growth, with the number of active web merchants increasing from 644 in December 2025 to 1,034 by August 2026, representing a 68% increase. These online merchants offer a range of services, including ticketing, utility bill payments, insurance, and products from large retailers. The growth of e-commerce in Algeria is expected to continue, driven by increasing demand for digital services.
According to the GIE Monétique, the total value of online transactions is expected to increase by 200% in 2026 compared to 2025. This growth is expected to be driven by the increasing adoption of electronic payments and the expansion of online commerce platforms. The GIE Monétique's data suggests that Algeria is making significant progress in developing its digital economy.
The growth of electronic payments in Algeria is also being driven by the increasing availability of digital infrastructure. The country's postal service, Algérie Poste, is playing a key role in promoting electronic payments, with its Edahabia cards being widely used. The banking sector is also investing in digital infrastructure, with banks expanding their interbank CIB card offerings.
The development of Algeria's digital economy is expected to continue, driven by government initiatives and investments in digital infrastructure. The growth of electronic payments and e-commerce is likely to have a positive impact on the country's economy, promoting financial inclusion and increasing economic efficiency. Key players in the sector, including the GIE Monétique, are expected to continue playing a crucial role in promoting digital transactions in Algeria.
Key points
- The number of payment cards in circulation in Algeria reached 23 million by August 2026.
- The number of TPEs in Algeria increased to 126,000 by August 2026.
- The value of transactions conducted through TPEs rose by 165% between December 2025 and August 2026.
