The Egyptian credit and guarantee insurance market has seen significant growth, with total revenues reaching EGP 2.567 billion in 2025, up from EGP 1.669 billion in 2024, representing a 53.8% increase. This growth reflects the expanding use of insurance coverage related to financial obligations and credit risks. The Egyptian Takaful Insurance Company – Properties and Liabilities led the market with EGP 695 million in revenues.
The Egyptian Takaful Insurance Company – Properties and Liabilities topped the list of the largest credit and guarantee insurance companies in Egypt, with EGP 695 million in revenues. The Egyptian Cooperative Insurance Association followed closely with EGP 615 million. The rankings were based on data from the 2025 annual statistical book on the insurance industry, published by the Egyptian Financial Supervisory Authority.
The Egyptian Financial Supervisory Authority is responsible for licensing, supervising, and regulating insurance companies and reinsurance activities. The authority's regulatory framework, established under the Unified Insurance Law No. 155 of 2024, aims to promote stability in the insurance market and protect policyholders' rights. The growth in credit and guarantee insurance revenues reflects the increasing demand for risk management tools.
The top 10 credit and guarantee insurance companies in Egypt accounted for EGP 2.531 billion in revenues, representing 98.6% of the total market. The companies, in order of ranking, are: Egyptian Takaful Insurance Company – Properties and Liabilities, Egyptian Cooperative Insurance Association, Egypt Insurance, Eskan Insurance, Egypt Takaful Insurance, Salama Takaful Insurance, GIG Insurance – Egypt, Suez Canal Insurance, Engineer Insurance, and Delta Insurance.
Credit and guarantee insurance is a branch of property and liability insurance that provides protection against risks associated with financial obligations and credit. This type of insurance is essential for entities that provide credit or are linked to financial obligations, as it protects them from non-payment or default risks. The pricing of credit insurance policies depends on risk assessment and creditworthiness.
The Egyptian insurance sector continues to grow under the regulatory framework of the Egyptian Financial Supervisory Authority. The authority's efforts aim to enhance market stability and protect policyholders' rights. The growth in credit and guarantee insurance reflects the increasing need for risk management tools in Egypt.
The Egyptian insurance market offers various insurance products, including credit and guarantee insurance, to manage financial risks. The market is expected to continue growing, driven by increasing demand for risk management tools and a regulatory framework that promotes stability and protects policyholders' rights.
Key points
- The Egyptian credit and guarantee insurance market grew 53.8% in 2025.
- The Egyptian Takaful Insurance Company – Properties and Liabilities led the market with EGP 695 million in revenues.
- The top 10 credit and guarantee insurance companies accounted for 98.6% of the total market.
