Egypt has witnessed a significant surge in consumer financing activities during the second quarter of 2026. According to a report by the Egyptian Financial Supervisory Authority, the total value of consumer financing granted by companies reached approximately 37.24 billion pounds. This represents a substantial increase of 79.8% compared to the same period in 2025, when the figure stood at 20.71 billion pounds. The substantial growth in consumer financing reflects a notable rise in the number of clients benefiting from such services.
The number of customers benefiting from consumer financing activities also saw a remarkable increase. During the second quarter of 2026, around 4.17 million clients were serviced, marking a 67.1% rise from the 2.4 million clients recorded in the same period of 2025. This growth underscores the expanding reach of consumer financing options in Egypt. Car purchases and vehicles acquisition dominated the consumer financing landscape, accounting for 24.2% of the total financing provided.
Car purchases and vehicles acquisition dominated the consumer financing landscape, accounting for 24.2% of the total financing provided, with a value of 9.03 billion pounds. The electronics and electrical appliances sector followed, securing 18.1% of the total, with financing valued at approximately 6.73 billion pounds. Consumer goods purchased through financing cards ranked third, making up 12.1% of the total, with a value of 4.5 billion pounds.
The distribution of the remaining market shares for goods and services revealed that household and electrical appliances constituted 10.4%, valued at 3.88 billion pounds. Membership subscriptions to clubs accounted for 4.8%, worth 1.78 billion pounds, while mobile phones made up 4.7%, valued at 1.75 billion pounds. The education services sector and the clothing, footwear, and watches sector each represented 2.6%, valued at 985.3 million pounds and 971.7 million pounds, respectively.
Other miscellaneous services and goods comprised 4.6% of the total, valued at 1.6 billion pounds. On a monthly basis, June 2026 witnessed a total financing of 15.7 billion pounds, compared to 8.87 billion pounds in June 2025, indicating a growth rate of over 78.1%. The number of clients benefiting from these services in June 2026 alone reached 1.46 million, up from 992.4 thousand clients in the same month of 2025.
In terms of the composition of consumer financing for June 2026, car purchases and vehicles led with a 25.4% share of total financing. Electronics and electrical appliances followed with 17.5%, while household and electrical appliances made up 10.2%. Consumer goods purchased via financing cards constituted 9.7%, and club membership subscriptions accounted for 7.4%. Mobile phones represented 5%, and educational services made up 3.5%.
Various other financing activities collectively accounted for 21.3% of the total monthly financing. The Egyptian Financial Supervisory Authority's report highlights the dynamic growth and diversification in consumer financing activities in Egypt. This trend is indicative of the increasing demand for consumer goods and services, as well as the expanding role of financing companies in supporting this demand.
Key points
- Egypt's consumer financing activities reached 37.2 billion pounds in Q2 2026.
- Car purchases led the consumer financing sector with 9.03 billion pounds.
- The number of clients benefiting from consumer financing services grew by 67.1% to 4.17 million in Q2 2026.
