The Director-General of the Cyber Security Authority (CSA), Dr Divine Agbeti, has urged Ghanaians to take personal responsibility for protecting themselves against online fraud. He emphasized that people must verify requests for money, even when they appear to come from someone they know. This warning was made at the launch of National Cyber Security Awareness Month (NCAM) 2026, under the theme “Securing Ghana’s Digital Finance Ecosystem”.
Dr Agbeti stressed that the growing use of artificial intelligence (AI) has made it increasingly important for people to question suspicious messages, calls, and images before acting on them. He advised the public to adopt safer online habits, particularly when making digital financial transactions. This includes pausing before clicking, verifying before transferring money, protecting passwords and authentication credentials, and questioning unexpected requests for money.
The CSA Director-General noted that Ghana’s progress in digital transformation must be matched by a firm commitment to protecting the systems and people who depend on it. He emphasized that cyber security is a shared responsibility that requires the active participation of government, financial institutions, fintech companies, telecommunications operators, and the public. Dr Agbeti stated that no single entity can address the country’s cybersecurity challenges alone.
Dr Agbeti called for a shift from raising awareness to taking action, as well as stronger cooperation between institutions and a greater focus on preventing attacks rather than responding only after they occur. He urged stakeholders to work together to protect digital financial services, strengthen their systems against cyber attacks, and improve the public’s confidence in online transactions.
The CSA chief emphasized that public trust should be at the centre of efforts to secure the country’s digital economy. He explained that people need confidence that their money will be protected when they transact online, while businesses need assurance that their systems can withstand cyber attacks. Dr Agbeti stated that building resilient systems and improving cooperation among institutions are essential to protecting Ghana’s growing digital finance ecosystem.
Dr Agbeti called on financial institutions, fintech companies, telecommunications operators, technology providers, public institutions, and citizens to participate actively in NCAM 2026. He urged everyone to secure every transaction, strengthen every institution, and protect every citizen. The goal is to build a digital Ghana that people can trust, where innovation and inclusion are promoted, and security is provided for people and businesses to use digital services with confidence.
Key points
- The Cyber Security Authority (CSA) has warned Ghanaians to verify money requests due to the growing use of artificial intelligence (AI) making online fraud harder to detect.
