Activa Pays Over GH₵4.7m in Flood Claims

Activa International Insurance Ghana has demonstrated its commitment to standing by customers during the 2026 rainy season, which brought heavy rains and widespread flooding to Accra and other parts of Ghana. The insurance company has paid out over GH₵4.7m in flood claims as of October. This move showcases Activa's dedication to supporting its customers in times of disaster.

The heavy rains and flooding experienced in Ghana during the 2026 rainy season caused significant damage and disruption to many communities. In response, Activa International Insurance Ghana has been working to provide financial assistance to its customers who were affected by the floods. The company's prompt response and payout of over GH₵4.7m in flood claims have helped alleviate some of the financial burdens faced by its customers.

Activa's commitment to its customers is further demonstrated by its role in the country's insurance industry. As a leading insurance provider in Ghana, Activa has a reputation for providing reliable and efficient services to its customers. The company's ability to pay out significant claims, such as the GH₵4.7m in flood claims, highlights its financial stability and capacity to support its customers in times of need.

The Ghanaian insurance industry has been experiencing significant developments in recent times. The Insurance Claims Services Ghana (ICSG) has called for a review of the compensation limits under the National Insurance Commission's (NIC) CAP 2021 guidelines. The ICSG believes that the current compensation limits do not reflect current medical costs, inflation, and the financial needs of people injured in motor accidents and families who lose relatives in such incidents.

In related news, the Ghana Infrastructure Investment Fund (GIIF) has secured accreditation as a National Direct Access Entity of the Green Climate Fund (GCF). This accreditation will enable the GIIF to unlock climate finance and support projects that aim to mitigate the impacts of climate change in Ghana. The accreditation was approved by the GCF Board at its 46th meeting in Songdo, Republic of Korea.

Other notable developments in Ghana include the Ghana Energy Awards announcing its 2026 shortlisted nominees after receiving a record-breaking 600+ submissions. Additionally, Affinity Africa, a leading digital banking platform in Ghana, was part of Her Majesty Queen Máxima of the Netherlands' official programme in Ghana, which included a visit to Affinity customers at Makola Market in Accra.

The ICSG has also introduced cargo claims services and launched an education campaign with the Importers and Exporters Association of Ghana (IEAG) on compulsory marine cargo insurance and the proper handling of cargo claims. This move aims to educate the import and export community about the importance of marine cargo insurance and provide specialist cargo loss assessment and claims-management services.

Key points

• Activa International Insurance Ghana pays over GH₵4.7m in flood claims as of October.
• The payout demonstrates Activa's commitment to supporting its customers during the 2026 rainy season.
• The Ghanaian insurance industry continues to experience significant developments, including calls for review of compensation limits and new accreditation for climate finance.